Terms of Service

1. Who we are

100mil.org is an online store for downloadable digital products. It is a brand operated by TAKE OVER ALL LLC, a Wyoming limited liability company (“100mil.org”, “we”, “us”, “our”). Registered address: 30 N Gould St #40422, Sheridan, WY 82801, USA. Customer support: support@100mil.org. Our full business details are on the Contact & Business Information page.

These Terms of Service apply to your use of the website, your customer account, and every purchase. The product page shown at checkout, the Product License, the Refund & Cancellation Policy, the Digital Delivery Policy, the Payments & Billing Policy, and the Acceptable Use Policy form part of these terms. The Privacy Policy explains how we handle personal information.

2. Eligibility

You must be at least 18 years old and able to enter into a binding contract to create an account or make a purchase. If you buy on behalf of an organization, you confirm that you are authorized to bind it.

We do not sell to persons or destinations subject to applicable sanctions or export restrictions. We may decline or cancel an order where fulfilling it would be unlawful; if we cancel a paid order, we refund it in full.

3. Your account

An account is required to place an order. You register with your email address and a password; a name is optional. Purchases are linked to your account, delivered to the account email address, and available for download from My account.

Keep your password confidential and do not share your account. You are responsible for activity under your account unless it results from our failure to protect it. Tell us promptly at support@100mil.org if you believe your account has been compromised.

You can close your account at any time from My account or by emailing us. We may suspend or close an account that is used for fraud, abuse, or a serious breach of these terms, after notice where reasonable. Order records we must keep for tax and accounting purposes are retained as described in the Privacy Policy.

4. Products

We sell digital products only: files such as written prompts, PDF guides, spreadsheet and CSV files, workflow templates in JSON, note templates, and source code, delivered as a ZIP archive. We do not ship physical goods and we do not sell subscriptions, coaching, investment products, or business opportunities.

Each product page states what the product contains, the file formats, the requirements, and the price. Cover images and diagrams illustrate the contents. Free samples are provided so you can evaluate the format before you buy.

The example images and video clips shown for our prompt packs were generated by AI from prompts in those packs. They show what a prompt produced for us; they are not a promise that your tool will produce the same result, and they are not photographs of real people, places, or products. Courses or products that are not yet released are clearly marked and cannot be purchased.

Our products are educational and practical tools. We make no promise that using them will produce any particular result, income, or business outcome. See the Results & Earnings Disclaimer.

5. Orders and contract formation

To buy, sign in, choose a product, accept these terms, and complete payment on the secure checkout page hosted by our payment processor, Whop. Your order is accepted and a contract is formed when the payment is confirmed. We then show your order confirmation and email your download link.

If an error prevents us from fulfilling your order, we will tell you and refund you in full. We will not substitute a materially different product without your agreement. If a product page contains an obvious pricing error, we may cancel the affected order and refund it.

6. Prices, taxes, and payment

Prices are shown in United States dollars (USD) and are one-time payments. There are no subscriptions, automatic renewals, or recurring charges. Any applicable sales tax, VAT, or similar tax is shown on the checkout page before you pay. Your bank may charge its own currency-conversion or foreign-transaction fees.

Payments are processed by Whop (whop.com) on a secure checkout page hosted by Whop. Card and wallet details are entered there; we never receive or store your full card number or security code. Whop may ask you to sign in or create a Whop account to pay, under its own terms. More detail is in the Payments & Billing Policy.

7. Delivery

Products are delivered electronically. After payment, we email a private download link to your account email address (and attach the ZIP file when it is small enough), and the product appears under My account → Orders & downloads. Delivery usually takes a few minutes and in any case happens within 24 hours of payment confirmation. See the Digital Delivery Policy.

8. Refunds and cancellations

Every product includes a 14-day refund, even after you have downloaded it, and remedies for products that are missing, faulty, or materially different from their description. See the Refund & Cancellation Policy.

Nothing in these terms limits your statutory rights or your right to use your card issuer's dispute process.

9. License and intellectual property

Our products, website, and brand are protected by intellectual property laws. A purchase gives you the license described in the Product License; it does not transfer ownership of the underlying materials. You may use products for your own work and client work, but you may not resell, share, or redistribute the files.

10. Acceptable use

You agree to use the website and our products lawfully and in line with the Acceptable Use Policy. You may not attempt to access other customers' accounts or orders, interfere with the website's security or operation, or use automated tools to scrape or overload it.

11. AI tools and third-party services

Many products are designed for use with third-party tools such as AI models, automation platforms, and note-taking apps. Those tools are not included, are governed by their own terms and pricing, and can change without notice. Product and company names are trademarks of their respective owners; we are not affiliated with or endorsed by them.

AI outputs can be inaccurate, biased, or similar to other people's outputs. Review outputs and generated code before relying on them, and test automations with non-sensitive data before connecting live systems.

12. Warranties

We will deliver the product described on the product page, and we will fix or refund a product that is missing, faulty, or materially misdescribed. Except for those commitments and any warranties that cannot be excluded by law, the products and website are provided “as is” without other warranties of any kind, to the extent permitted by law.

13. Limitation of liability

To the extent permitted by law, our total liability arising out of a purchase is limited to the amount you paid for that purchase, and we are not liable for indirect or consequential losses such as lost profits, lost data, or business interruption.

We do not exclude or limit liability for fraud, willful misconduct, gross negligence, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded or limited. If you are a consumer, mandatory consumer-protection laws of your place of residence continue to apply.

14. Export controls and sanctions

You confirm that you are not located in, or a resident of, a country or region subject to comprehensive U.S. sanctions, and that you are not on any U.S. government list of restricted parties. You agree not to use our products in violation of applicable export-control or sanctions laws.

15. Governing law and disputes

Please contact support@100mil.org first so we can try to resolve any concern quickly. These terms are governed by the laws of the State of Wyoming, USA, and applicable U.S. federal law, without regard to conflict-of-law rules. Courts located in Wyoming have jurisdiction, but if you are a consumer you may also bring proceedings in the courts of your place of residence where local law allows. There is no mandatory arbitration and no class-action waiver.

16. Changes to these terms

We may update these terms. Each version has a date and version number shown at the top of this page. The version you accepted is recorded with your account and each order, and changes do not reduce your rights in an order you have already placed. If a provision is unenforceable, the rest of the terms continue to apply.